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Communications of the ACM

China Region Special Section: Big Trends

Fintech: AI Powers Financial Services to Improve People's Lives

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Financial Technology, also known as fintech, is a fast-evolving field that has reshaped the financial industry. Ant Financial has redefined digital financial services, specifically mobile payment and microloan services, and Ping An Technology has developed innovative fintech to reshape the insurance, investment, and banking businesses.

Computing technologies play an important role in the transformation of modern financial services. Ant Financial, an affiliate of Alibaba and a leading Chinese fintech company, has participated in this transformation by using technology to bring financial services to hundreds of millions of individuals and small businesses in China and throughout the world. Two examples demonstrate its impact.


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